Having ambiguous training and development goals:

a. is best when designing a training or development program, but is often unappreciated by managers and trainees.

b. is best when designing a training or development program, since many people can be stifled by following a stiff organizational procedure.

c. is less expensive than having specific goals.

d. guarantees program failure.

Why should managers invest any excess cash

Your sister turned 35 today, and she is planning to save $60,000 per year for retirement, with the first deposit to be made one year from today. she will invest in a mutual fund that's expected to provide a return of 7.5% per year. she plans to retire 30 years from today, when she turns 65, and she expects to live for 25 years after retirement, to age 90. under these assumptions, how much can she spend each year after she retires? her first withdrawal will be made at the end of her first retirement year.

Anational survey asked people, "how often do you eat out for dinner, instead of at home? " the frequencies were as follows.