Abacus illustrates the importance of informal and flexible lending practices to bringing the unbanked and under banked members of racial and ethnic minorities into the formal market for financial services and credit. Did this focus help or harm their case? Why or why not?

Helping the unbanked and under banked  members would help them to Harm Their Case

Explanation:

Reasons for the same can be :-

1. Loss - As abacus would be so flexible in its lending it would incur losses in the long run.

2. Misuse- Racial and ethnic minorities would slowly start misusing thelending practices leading to manipulation of the same.

3. Image Deterioration - Abacus would have a false image for there customers

4. Partiality- No Rationalism would be shown to other employees which would lead to loosing loyal customers.

so i don't know what video you're talking about, but here's some stuff steve jobs gave as advice.

- love what you do.

- the worst thing that could happen might turn out to be the best thing that could happen.

- follow your heart and trust it knows where it's going.