When the timber industry in montana experiences an economic slump, superior logging co. is forced to lay off a number of its employees, including larry kurzyniec. larry, who had been logging for over eighteen years, suffers from heart disease, high blood pressure, and diabetes. his wife is worried that the family's health-insurance coverage, which is through superior logging, will be canceled. larry learns that he has a right to extend his insurance benefits, however, if he pays the premiums under:.a. hipaa. b. futa. c. fica. d. cobra.

D. COBRA

Explanation:

Larry would have learnt that he has a right to extend his insurance benefits, however, if he pays the premiums under cobra.

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss.

Since Larry has lost his job, COBRA will be the best option for him because he meets the condition

ans.

heterothermic organisms include those organisms that can switch between homeothermic (having body temperature higher than environment) and poikilothermic (having variation in internal body temperature) strategies.

some migratory birds show heterothermy as they decrease their metabolic rate during cold nights to keep their body temperature low. drop in metabolic rate allows increase in production efficiency of birds that reduces the internal body temperature to make it equal to external cold temperature during cold nights.

thus, the correct answer is 'birds allow their temperature drop in order to increase their production efficiency.'