Tranh owns a home with a fixed-rate mortgage. Unfortunately, the real estate market has a downturn and his home is now worth less than he owes on the mortgage. In addition, Tranh is laid off from his job. Rather than go through the time and cost of a foreclosure, the bank gives Tranh permission to sell the property for the market value and agrees to forgive the balance of the loan. This is called:

The correct answer is Short sale.

Explanation:

In finance we refer to short sale (short selling) as the practice that allows investors to sell a financial value (in our case, shares) that they do not have with the intention of obtaining profits in case the price of such action. It is one of the purest forms of speculation that exist in the market and, therefore, is severely regulated, and in certain parts of Europe, even partially prohibited.

the answer is . a novel has no sub-plot, but a novella does

answer; customers within the organization