Payments made to an insurance company in return for a policy of insurance are called :

A. risk expenses
B. premiums
C. risk expenditures
D. deductibles

The correct answer is letter "B": premiums.

Explanation:

Insurance premiums are the payments individuals make to companies providing policies for the coverage of health care, vehicles, and home. Once an individual enrolls for insurance earns the obligation of making payments to the insurance company so they can render the services agreed on the policy. Premiums are calculated according to the risk of the insured in using the coverage and are paid on a regular basis or in a lump sum.

1. avoid them

2. a talk with them

3. ask someone you trust

4. ignore

5. call police