Federal Reserve Board Regulation T (Reg. T)1 allows an initial margin on stock purchases of 50% regardless of the volatility of the stock (i. e. 2:1 leverage). The margin of retail accounts is typically governed by Reg. T. By contrast, the margin of professional trading accounts is generally governed by something like SPAN. You see that the hedge fund you recently joined maintains both a retail account and a professional trading account. You have been asked by a hedge fund for your advice on which type of account they should open:
If your hedge fund is trying to minimize the amount of capital in the margin accounts, in which account will the low-volatility assets be kept and why?

Which stage of group development involves members introducing themselves to each other?

Arestaurant that creates a new type of sandwich is using (blank) as a method of competition.

Asmall town wants to build some new recreational facilities. the proposed facilities include a swimming pool, recreation center, basketball court and baseball field. the town council wants to provide the facilities which will be used by the most people, but they face budget and land limitations. the town has $400,000 and 14 acres of land. the pool requires locker facilities which would be in the recreation center, so if the swimming pool is built the recreation center must also be built. also, the council has only enough flat land to build the basketball court or the baseball field. the daily usage and cost of the facilities (in $1,000) are shown below. which facilities should they build? facilityusagecost ($1,000)landswimming pool4001002recreation center5002003basketball court3001504baseball field2001005