Identity errors, incorrect account details, and fraudulent accounts are the most common credit report errors. What should you do if you find errors?

You should dispute the error with a credit agency or with a bank/lender and locate any receipts or other written proof that the data is not correct.

You can wait until next year’s credit report and if the errors are still there, then you can dispute the error.

You should sue the credit agency as soon as possible.

You have no options to resolve these issues and have to accept the errors.

The correct answer is letter "A": You should dispute the error with a credit agency or with a bank/lender and locate any receipts or other written proof that the data is not correct.

Explanation:

It is important to review your credit report frequently to spot errors. In such cases, you must the corresponding financial institutions to make the corrections necessary. If proof is needed you should send it. The objective is to keep your information as accurate as possible so your credit rating can increase every year.

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= ⇒ u = 30

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