Andrew and Jackie are considering taking out a $400,000 mortgage to buy a house. How much would they have to have for a down payment to not be required to buy PMI?

More than $80,000

Explanation:

If an individual wanted to take a House mortgage loan(without PMI) his Down payment must be exceed from 20% of mortgage loan value.

In the case of Andrew and Jackie, they have to pay more than 20% of there House mortgage value , which is $400,000

Computation:

To take the loan without (PMI) =  more than 20% of House mortgage loan

= $400,000 x 20%

= $80,000

So, they have to pay more than $80,000

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