The consists of systems analysts, specialists from the relevant end-user business areas, application programmers, and perhaps database specialists.

project team

Explanation:

Based on the information provided within the question it can be said that the term that is being described in this scenario is a project team. This is a team full of individuals from different groups or department, each of which has a different function or specialization which allows them to provide a unique input to the team and hep come up with unique ideas for achieving the team goal.

answer; /// i believe the answer is (insider trading)

reducing the scale of the market for a new product.