The practice of exchanging rings at weddings, which was initially a pagan ritual, is now followed by most people across the world. which of the following does this illustrate?
a) cultural literacy.
b) cultural encoding.
c) cultural diffusion.
d) cultural lag.

consumer credit. an advantage is that it allows consumers to afford expensive goods and services now, increasing their standard of living. however, a disadvantage is that it creates a trap for debt, if people do not have self control, they may see themselves filing personal bankruptcy.