The purpose of is to promote the informed use of consumer credit by requiring disclosures about its terms and cost.

lending act                      

Explanation:

The 1968 Truth in Lending Act (TILA) is federal legislation of the Americas aimed at promoting knowledgeable use of customer loans by demanding revelations of its aspects and charges in order to optimize the calculation and dissemination of borrowing costs.

TILA also gives customers the right to terminate all credit transactions involving a lien on the primary residence of a borrower, controls some credit card activities, and offers a way to settle credit payment disputes reasonably and in good time. TILA would not control the fines that might be enforced on mortgage lending, with the exception of some heavy-cost mortgage lending.

answer; intellectual property protection;

the answers are

a, b, c, & e.