Which of the following non options would be automatically implemented by the insurer of the other options has been selected by the policyowner ?

a. reduced paid-up insurance
b. cash surrender value
c. interest only
d. extended form

D. Extended form

Explanation:

The extended form is a non forfeiture option which is included to extend the coverage for a limited period of time upon the failure of the policy holder to pay the premiums. Here, the policy holder stops to pay the premiums but keeps the full amount of the policy in force for whatever term the cash value permits.

It is the default non-forfeiture option that is, it is automatically implemented.

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