Leslie loves to shop at t. j. maxx and feels she is saving a lot of money because the price tags usually have the manufacturer's suggested retail price (msrp) listed and crossed off and the t. j. maxx price below much lower. the msrp is being used as a

Reference price  

Explanation:

 According to the question, the manufacturer suggested retail prices (MSRP) is basically used as the the reference price as it is refers to the price where the buyer willing to pay the price for the products and the services in the market.

It is also known as the competitor pricing and the reference pricing is mainly used by the high volume buyers.

The reference price make easily accessing the quality of the products and its actual price to the customers in the market for avoid any type of confusion.    

Therefore, Reference price is the correct answer.    

the answer would be voluntary exchange -

"the act of buyers and sellers freely and willingly engaging in market transactions. moreover, transactions are made in such a way that both the buyer and the seller are better off after the exchange than before it occurred."

hope this : )

-shy

answer; competency based pay;