You are a dual income, no kids family. you and your spouse have the following debts (total): mortgage, $180,000; auto loan, $10,000; credit card balance, $2,000; and other debts of $6,000. further, you estimate that your funeral will cost $4,000. your spouse expects to continue to work after your death. using the dink method, what should be your need for life insurance?

$106,000

Explanation:

Data provided in the question:

Mortgage = $180,000

Auto loan = $10,000

Credit card balance = $2,000

Other debts = $6,000

Funeral cost = $4,000

Now,

In the DINK method

the insurance need is based on one-half of most debts and  includes 100% of "other debts" and the funeral cost.

thus,

Total insurance need

= [ ( Mortgage + Auto loan + Credit card balance) ÷ 2 ] + Other debts + Funeral cost

= [ $180,000 +  $10,000 +  $2,000 ) ÷ 2 ] + $6,000 + $4,000

= $96,000 + $6,000 + $4,000

= $106,000

b. a single paragraph.

a paragraph is a series of sentences that are organized and make sense, and are all related to a single topic . almost every piece of writing you do that is longer than a few sentences should be organized into paragraphs. this is because paragraphs show a reader where the subdivisions of an essay begin and end, and thus the reader see the organization of the essay into subjects in order to be able to understand its main points.

i'ts proportional. if the inflation rate is 12% for example, the cpi will be 12% less.

hope it ,

bioteacher101