When starbucks ceo howard schultz was a child, he witnessed his family struggle after his father was hurt on the job. as a business leader now, schultz provides comprehensive health insurance to all employees, even part-time workers. schultz’s authentic leadership in this way is an example of a. balanced processing b. a critical life event c. positive psychological capacities d. management by exception

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan