During a meeting to discuss ways to cut costs on benefit packages, the vice president of the company, harold, suggests getting long-term disability insurance for all employees. alexis, hr manager, disagrees with him stating that short-term disability coverage is more advantageous. which of the following supports alexis' statement? a. long-term disability coverage does not have any limits on the amount to be paid each month to employees b. short-term disability coverage is offered by few employers, which leads to a competitive advantage c. short-term disability plans limit maximum coverage in a month, which makes them more affordable for the company d. the nature of work is such that the level of risk involved is high and injuries could be permanent