The following table shows a portion of a three-year amortization schedule
3 year amortization schedule
loan amount or principal $ 12.240.00
interest rate on loan
8.71%
extra payment to principal
s
month payment principal interest | balance
13 s 38758 s 325.82 61.76 8. 182 71
14 s 387 58s 328.19 159.39 $ 7.854 52
15 s 387 58s 330.57s 57 01 71523.95
16 s 387 58s 332.97 54.61s 7.190.99
17 s 387 58s 335.38 s 52 1956.855.60
18 s 38758s 337 82 49.76 s 6.517.78
19 s 38758 s 340 27/ 47/31 s g 172151
use the information in the table to decide which of the following statements is true,
a. the payment amount changes each month,
b. the amount applied to the principal is decreasing each month
the amount applied to the principal is increasing each month
d. the amount applied to interest is increasing each month,
c.

Ajustification for job training programs is that they improve worker productivity. suppose that you are asked to evaluate whether more job training makes workers more productive. however, rather than having data on individual workers, you have access to data on manufacturing firms in ohio. in particu- lar, for each firm, you have information on hours of job training per worker (training) and number of nondefective items produced per worker hour (output). (i) carefully state the ceteris paribus thought experiment underlying this policy question. (ii) does it seem likely that a firm’s decision to train its workers will be independent of worker characteristics? what are some of those measurable and unmeasurable worker characteristics? (iii) name a factor other than worker characteristics that can affect worker productivity. (iv) if you find a positive correlation between output and training, would you have convincingly established that job training makes workers more productive? explain.

Based on the supply and demand theory, why do medical doctors earn higher wages than child-care workers?

An instance where sellers should work to keep relationships with customers is when they instance where selllars should work to keep relationships with customers is when they feel that the product