Kathy wants to buy a condominium selling for $96,000. the taxes on the property are $1500 per year, and homeowners' insurance is$346 per year. kathy's gross monthly income is $5000. she has 15 monthly payments of $135 remaining on her van. the bank is requiring 20% down and is charging a 9.5% interest rate with no points. her bank will approve a loan that has a total monthly mortgage payment of principal, interest, property taxes, andhomeowners' insurance that is less than or equal to 28% of her adjusted monthly income. complete parts a) through h) below.

a) determine the required down payment.

the required down payment is $

b) determine 28% of her adjusted monthly income.

28% of her adjusted monthly income is$

(round to the nearest cent as needed.)

c) determine the monthly payments of principal and interest for a 25-year loan.

the monthly payment of principal and interest for a

Verizon communications, inc., provides the following footnote relating to its leasing activities in its 10-k report. the aggregate minimum rental commitments under noncancelable leases for the periods shown at december 31, 2010, are as follows: years (dollars in millions) capital leases operatingleases 2011 $97 $1,898 2012 74 1,720 2013 70 1,471 2014 54 1,255 2015 42 1,012 thereafter 81 5,277 total minimum 418 $ 12,633 rental commitments less interest and (86) executory costs present value of 332 minimum lease payments less current (75) installments long-term obligation $257 at december 31, 2010 (a) confirm that verizon capitalized its capital leases using a rate of 7.4 %. (b) compute the present value of verizon's operating leases, assuming an 7.4% discount rate and rounding the remaining lease term to 3 decimal places. (use a financial calculator or excel to compute. do not round until your final answers. round each answer to the nearest whole number.)

Leticia has worked for 20 years in the public relations department of a large firm and has been the vice-president for the past ten years. it is unlikely she will ever be promoted to the top executive position in her firm even though she has directed several successful projects and is quite capable. her lack of promotion is an illustration of (a) the "glass ceiling" (b) the "glass elevator" (c) the "mommy track" (d) sexual harassment

Two products, qi and vh, emerge from a joint process. product qi has been allocated $34,300 of the total joint costs of $55,000. a total of 2,900 units of product qi are produced from the joint process. product qi can be sold at the split-off point for $11 per unit, or it can be processed further for an additional total cost of $10,900 and then sold for $13 per unit. if product qi is processed further and sold, what would be the financial advantage (disadvantage) for the company compared with sale in its unprocessed form directly after the split-off point?