The full irb committee meeting is convened on october 18, 2009. one agenda item is a new research proposal to evaluate how mothers interact with their learning disabled child. the inclusion criteria require the children to be a minimum of five years of age. the protocol requires the mother of the child to look at the child without any expression and not to talk to the child for three minutes. the irb determined that the risks in the research would be greater than minimal.
there were a number of problems with the protocol, but the irb eventually approved the protocol as a more than minimal risk study at a duly constituted full irb committee review on february 15, 2010. accrual and treatment are planned to continue through 2011. which of the following best describes irb continuation review requirements for this study?

Suppose you win a small lottery and have the choice of two ways to be paid: you can accept the money in a lump sum or in a series of payments over time. if you pick the lump sum, you get $2,950 today. if you pick payments over time, you get three payments: $1,000 today, $1,000 1 year from today, and $1,000 2 years from today. 1) at an interest rate of 6% per year, the winner would be better off accepting the (lump sum / payments over time), since it has the greater present value. 2) at an interest rate of 9% per year, the winner would be better off accepting the (lump sum / payments over time), since it has the greater present value. 3) years after you win the lottery, a friend in another country calls to ask your advice. by wild coincidence, she has just won another lottery with the same payout schemes. she must make a quick decision about whether to collect her money under the lump sum or the payments over time. what is the best advice to give your friend? a) the lump sum is always better. b) the payments over time are always better. c) it will depend on the interest rate; advise her to get a calculator. d) none of these answers is good advice.