On october 22, 2001, benjamin ritchie executed a promissory note and mortgage in consideration for a $47,000 loan from wamu. the mortgage covered both real estate located at 1790 mount mariah road, carlisle, kentucky, and a manufactured home to be situated on the real property. the mortgage was properly filed in the nicholas county clerk’s office on october 31, 2001. ritchie used the proceeds of the loan to purchase a manufactured home, which was subsequently rendered a total loss as a result of heavy fire damage. as the named loss payee on the insurance policy for the home, wamu received and released the insurance proceeds to the debtor to purchase a replacement manufactured home. wamu failed, however, to record its lien on the certificate of title to the replacement manufactured home. on january 20, 2006, wamu initiated a foreclosure action on the property. ritchie raised the defense that wamu no longer had a valid lien on the manufactured home. is ritchie correct? explain your answer. [in re ritchie, 416 b. r. 638 (6th cir.)]

Alandowner entered into a written agreement with a real estate broker whereby the broker would receive a commission of 10% of the sale price if he procured a "ready, willing, and able buyer" for the landowner's property and if the sale actually proceeded through closing. the broker found a buyer who agreed in writing to buy the property from the landowner for $100,000, the landowner's asking price. the buyer put up $6,000 as a down payment. the agreement between the landowner and the buyer contained a liquidated damages clause providing that, if the buyer defaulted by failing to tender the balance due of $94,000 at the closing date, damages would be 10% of the purchase price. the landowner included that clause because she was counting on using the proceeds of the sale for a business venture that would likely net her at least $10,000. the buyer became seriously ill and defaulted. when he recovered, he demanded that the landowner return his $6,000, and the landowner refused. the broker also demanded the $6,000 from the landowner and was refused. the broker and the buyer filed separate suits against the landowner, with the buyer pleading impossibility of performance. the two cases are consolidated into a single case. how should the court rule as to the disposition of the $6,000?

He aldermanalderman company has prepared a sales budget of 42 comma 00042,000 finished units for a 3-month period. the company has an inventory of 10 comma 00010,000 units of finished goods on hand at december 31 and has a target finished goods inventory of 11 comma 00011,000 units at the end of the succeeding quarter. it takes 44 gallons of direct materials to make one unit of finished product. the company has inventory of 64 comma 00064,000 gallons of direct materials at december 31 and has a target ending inventory of 53 comma 00053,000 gallons at the end of the succeeding quarter. how many gallons of direct materials should aldermanalderman company purchase during the 3 months ending march 31? select the labels and enter the amounts to calculate the direct materials (gallons) to be purchased.

Money from an allowance or job is known as .