Which statement is true regarding a "step-down" certificate of deposit? a. the interest payment is fixed. b.the principal payment may be reduced. c.the interest payment may be reduced. d.the security may be "stepped down" to another smaller bank at the issuer's discretion

(a) when insurance is obtained through a reciprocal insurer, the insureds are sharing the risk of loss with other subscribers of that reciprocal.

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answer'; i believe the correct answer is (15,000) workers a year are treated for injuries caused by jacks, lifts or jack stands;

answer; ///(d); determining who competes most closely   with whom evaluating whether industry driving forces and competitive pressure favor some strategic groups and hurt others, and ascertaining whether the profit potential of different strategic groups varies due to the strengths and weaknesses in each groups respective market positions;