Suppose that a mortgage bank locked in an interest rate for a prospective borrower at 8.5%. however, prior to the loan closing, the market mortgage rate falls to 7.5%. in this scenario, the mortgage banker would be most concerned with which of the following risks?
a. fallout riskb. prepayment riskc. liquidity riskd. default risk

Option “A” Fallout risk is the correct answer.

Explanation:

Option “A” Fallout risk is correct because it refers to the probability of borrowers to fail to complete the loan transaction. If the interest rate rises then the borrower will accept the term and condition. However, if the interest rate falls during lock-in a period then there are more chances that the borrower will find the cheaper source and thus, the lower number of the loan will close as a result.

prokaryotic cells do not contain a nucleus or any other membrane-bound organelle. eukaryotic cells contain membrane-bound organelles, including a nucleus. so i belive the answer is a : p hope it

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.