Congress has enacted a number of regulations that have established criteria for evaluating home loan applicants and mandating disclosures in the origination of home loans. which of the following congressional acts requires important disclosures concerning the cost of consumer credit, including the computation of the annual percentage rate (apr)?
a. equal credit opportunity act (ecoa)
b. truth-in-lending act (tila)
c. real estate settlement procedures act (respa)
d. home ownership and equity protection act (hoepa)

Advanced enterprises reports year-end information from 2018 as follows: sales (160,250 units) $968,000 cost of goods sold 641,000 gross margin 327,000 operating expenses 263,000 operating income $64,000 advanced is developing the 2019 budget. in 2019 the company would like to increase selling prices by 14.5%, and as a result expects a decrease in sales volume of 9%. all other operating expenses are expected to remain constant. assume that cost of goods sold is a variable cost and that operating expenses are a fixed cost. should advanced increase the selling price in 2019?