Ray furniture wants to buy a dining room set for $7,000 with a 20% trade discount. ray needs the cash to pay the bill and is considering discounting a 90-day note dated may 12, with a maturity value of $6,500 at hunt bank at a discount rate of 13% on june 5. the bank discount if ray discounts the note is:

Over the past year, three of the star salesmen at family resorts international's corporate office have been lured away to competitors. on top of that, karina, the general manager of the sales department, has noticed that most employees come in, do their jobs, and leave. family resorts offers a good salary, benefits, and tuition reimbursement, as well as a number of development and training programs. most employees seem contented enough, but karina would like to do something to increase the level of engagement among her staff. what do you think karina should do?