4. are there any performance-related issues that the labor time and rate variances fail to consider? the labor rate and time variances the number of errors in the code from programmer fatigue. a program that has will require significant time for debugging at a later date. thus, managers the efficiency of doing the work and also the quality of the work. 5. the manager is trying to determine if a better decision would have been to hire a temporary programmer to meet the higher programming demand in the first week of may, rather than paying out the bonus. if another employee was hired from the employment firm, what would have been the labor time variance in the first week?

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.

answer: kevoto

explanation: be healthy