Cars driven by sue trent and jim higgins were involved in an automobile accident where mr. higgins was at fault. sue trent's car was a total loss and valued at $6,000, plus she sustained bodily injuries totaling $25,000. scott finley, ms. trent's passenger, was injured and incurred $6,000 in medical expenses. mr. higgins, the responsible party, carries bodily injury coverage with limits of $15,000 per person and $30,000 per accident, and property damage coverage of $5,000. his policy will pay a maximum of: