Aresearch project is being designed on the effectiveness of paxil at reducing depressive symptoms. a team of researchers, including a social worker, are going to design and conduct the methodology. the social worker prides himself on being ethical and is not comfortable with the fact that one of the researcher members is employed at the pharmaceutical company that produces paxil. the other team members agree with this ethical dilemma, and therefore excuse this researcher from further participation in the study. what ethical safeguard is the team protecting?

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan