Bank loan diversification. in what two ways should a bank diversify its loans? why? is international diversification of loans a viable strategy for dealing with credit risk? defend your answer. money market funds. how do money market funds differ from other types of mutual funds in terms of how they use the money invested by shareholders? which securities do money market funds invest in most often? how can a money market fund accommodate shareholders who wish to sell their shares when the amount of proceeds received from selling new shares is less than the amount needed?