How much should a new graduate pay in 10 equal annual payments, starting 2 years from now, in order to repay a $30,000 loan he has received today? the interest rate is 6% per year. (note: the first payment is made at the end of year 2, so the cash flows are: at initial time = 0; at the end of the first year = 0; at the end of the second year = c, , at the end of the year 10 = c. here "c" denotes the yearly payments. you need to find "c").

each payment will for 4,320.60 dollars

Explanation:

First, we will calculate the future value of the 30,000 two years from now

then we calcaualtethe annuity present value of this to know the student payment

timeline:

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loan    student payments

the loan futre value will be:

30,000 x 1.06^{2} = 33708

Now we calculate an annuity-due which 10 payment being made at 6% discount rate

This will be an annuity-due because today we are receiving the loan and in excatly 2 years form now we will start the payment so it will be at the beginning of the period

Annuity-due formula

PV  $33,708.00

time10 years

rate          0.06 discount rate

PTM = $ 4,320.601

answer; operating revenues;

answer: a. the kind of population living in your neighbourhood.

the census explorer data tool by the us census bureau allows the user to zoom in on any neighbourhood within the united states and find the kind of people residing in that by race and age.  

the tool needs to needs to be used twice – once in order to find what type of people reside in a neighbourhood, and then to see the age groups of the people in the same neighbourhood.