Companies usually restrict the use of electronic mail to company business but do allow minimal use for personal reasons.
(a) how might a company detect excessive personal use of electronic mail, other than by reading it? (hint: think about the personal use of a company telephone.)
(b) intuitively, it seems reasonable to ban all personal use of electronic mail on company computers. explain why most companies do not do this.

Chester has a credit score of 595 according to the following table his credit rating is considered to be which of these

Annuity payments are assumed to come at the end of each payment period (termed an ordinary annuity). however, an exception occurs when the annuity payments come at the beginning of each period (termed an annuity due). what is the future value of a 13-year annuity of $2,800 per period where payments come at the beginning of each period? the interest rate is 9 percent. use appendix c for an approximate answer, but calculate your final answer using the formula and financial calculator methods. to find the future value of an annuity due when using the appendix tables, add 1 to n and subtract 1 from the tabular value. for example, to find the future value of a $100 payment at the beginning of each period for five periods at 10 percent, go to appendix c for n = 6 and i = 10 percent. look up the value of 7.716 and subtract 1 from it for an answer of 6.716 or $671.60 ($100 × 6.716)

What is the relationship among market segmentation, target markts, and consumer profiles?