Bank managers at dime community bancshares consider commercial real estate loans as riskier assets than both one-to-four family and multifamily residential real estate loans. this is partially because the borrower’s ability to repay the loan depends on the success of the commercial tenants who rent the property. true false

Warren company plans to depreciate a new building using the double declining-balance depreciation method. the building cost $870,000. the estimated residual value of the building is $57,000 and it has an expected useful life of 20 years. assuming the first year's depreciation expense was recorded properly, what would be the amount of depreciation expense for the second year?