Chapter 18 presented special risk management issues with blue wood chocolates, and chapter 19 presented various financial risks at kilgore custom milling. if blue wood chocolate and kilgore custom milling are to develop a risk management framework, who should lead the process at each company? should a chief risk officer (cro) be appointed? if so, to whom should he/she report and have access to? how could smaller companies without the resources for a dedicated cro deal with erm? what is the role for the board in such a process?

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a recipe serves 8 people, and calls for 5 lbs of apples and 2 cups of flour. you want to prepare it for 24 people. divide 24 by 8 to get 3, and then multiply your ingredients by 3.

so for 24 people, you'll need 15 lbs of apples, and 6 cups of flour.

reducing the scale of the market for a new product.