Which of the following actions can negatively impact your credit score? a -you disputed an item on your credit report. b -you forgot to pay the cable bill. c -you pay all your bills in cash. d -you use a small amount of your available credit.

The best answer to the question stated above is letter B.  -You forgot to pay the cable bill.
Here are some factors that can also hurt your credit score:
>Thirty-five percent of your credit score is your payment history. 
>Cable bills and similar financial obligations will soon be factored into your credit score.
>Paying late
>Not Paying at all
>having an account charged off
>Having an account sent to collections
>Defaulting on a loan
>Having your home foreclosed
> Filing bankruptcy
>Getting a judgment
> High credit card balances
>Maxed out credit cards

The business cycle is the periodic but irregular up-and-down movement in economic activity, measured by fluctuations in real gross domestic product (gdp) and other macroeconomic variables. a business cycle is typically characterized by four phases—recession, recovery, growth, and decline—that repeat themselves over time. economists note, however, that complete business cycles vary in length. the duration of business cycles can be anywhere from about two to twelve years, with most cycles averaging six years in length. some business analysts use the business cycle model and terminology to study and explain fluctuations in business inventory and other individual elements of corporate operations. but the term "business cycle" is still primarily associated with larger (industry-wide, regional, national, or even international) business trends.