Julie works at an organization that has an online shopping portal. while analyzing shopping patterns, she notices that most customers prefer to read reviews of other buyers before settling on a product. which application of a data warehouse is julie using?
a.
data mining
b.
web mining
c.
metadata creation
d.
reporting

answer; only identify and interpret trends in the marketplace;

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.