Indivuduals who do not pay off their credit card balances each month are known as which of the following

what do you mean.why did u repeat the question.

answer; societal marketing;

what is the actual question i have no idea how to answer this w/o a question

consumer credit. an advantage is that it allows consumers to afford expensive goods and services now, increasing their standard of living. however, a disadvantage is that it creates a trap for debt, if people do not have self control, they may see themselves filing personal bankruptcy.