For many years there have been efforts to organize teaching assistants on college campuses and form a union. often these efforts fail because of practical reasons: there are limited volunteers, leaders graduate and leave, and the organizers have limited money for supplies. what theory would be interested in these reasons?

Pam is a low-risk careful driver and fran is a high-risk aggressive driver. to reveal their driver types, an auto-insurance company a. refuses to insure high-risk drivers b. charges a higher premium to owners of newer cars than to owners of older cars c. offers policies that enable drivers to reveal their private information d. uses a pooling equilibrium e. requires drivers to categorize themselves as high-risk or low-risk on the application form