How can transposable elements promote functional genetic diversity in a population?

The answer is a transposable element may cause genetic diversity by any of the above methods. A rapid way for natural evolution to alter a protein-coding gene so it encodes a protein with a different structure and function. The results often duplicate transposition of the same genetic material.

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a "theory" a suggestion that is not 100 % accurate, or a figure. some people say its a theory because they of all the passed theory's about one subject. it depends sometimes theory might be accurate and sometimes they are.