What have scientists found to be the most efficient and effective way to insert new sequences into an individual?

what have scientists found to be the most efficient and effective way to insert new sequences into an individual? a-scientists have created genetically altered foods that release dna during digestion. b-scientists use viruses to insert specific gene sequences. c-scientists irradiate genes so that they can be absorbed through the skin.

9.9 years

a = p(1 + rt) . . account balance after time t at rate r starting with principal p

3000 = 2500(1 + 0.0202t) . . filling in the given numbers

1.2 = 1 + 0.0202t . . divide by 2500

0.2 = 0.0202t . . . subtract 1

0.2/0.0202 = t ≈ 9.901

it will take about 9.9 years for the account balance to reach $3000.