When people with lower incomes pay lower taxes, this represents the role of goverbment called

Jake and kate made a down payment of 16% on a house that cost $267,450. they are charged an origination fee of 0.5%, an intangible tax of 0.2%, and bought two discount points. what did jake and kate pay in total for the down payment, fees, taxes, and points? $43,947.38 $47,285.16 $48,857.77 $50,013.15