What is not a useful reporting metric for blended portfolio measurement?

Which of the following is a reason to approach smaller banks for a business loan? question options: their criteria for approving a loan are much less stringent than those for larger banks. they emphasize personal relationships and may give more weight to personal attributes. they have lower fees. they grant larger loans.

Lydia finds a car that costs 13,000, and she has 2,500 saved for a down payment. if she qualifies for a 5% interest rate, how much will the interest be calculated on? 13,000? 12,000? 15,500? 10,500? in : )

25 points i think it's a, am i correct