How does using a credit card impact your spending habits?

Savings are transferred to businesses for investment through a) banks and financial institutions b) the federal government c) major corporations d) consumer purchases e) state and local governments

The biome pictured above is found in areas such as kenya and south africa. the land is grass-covered with very few trees and gazelles and other grazers are common here. why does this biome have a low population of trees? a) large grazing animals destroy the trees. b) it is a deforested rainforest with poor soil. c) it has high temperatures and low precipitation. d) it has a long rainy season followed by flooding.

Which organisims can cause diseases a. micro organisims b. multicellular organisnims c. both d. neither